#90 Separating the Health Insurance Markets

December 23, 2025UncategorizedOne-Interesting-Thing

The enhanced Obamacare subsidies are scheduled to expire at the end of the year, and people are anxious about health insurance. Maybe the real solution isn’t more subsidies dumped into a broken system. Instead, maybe it’s separating the markets: one system built explicitly, transparently, and honestly to cover people who need guaranteed, comprehensive care—funded through taxes and direct subsidies—and another system that allows healthy individuals to buy true insurance that is priced based on risk, choice, and personal tradeoffs.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

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#89 Life Changes, Insurance Changes

December 13, 2025UncategorizedOne-Interesting-Thing

Robert is in Panama for December 2025. He remarks on the changes in his life over the past several months and how the insurance he needs changes with it.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

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#88 Medicare Changes with Eddie Velez

November 12, 2025UncategorizedOne-Interesting-Thing

Robert is joined by Eddie Velez to talk about changes in Medicare plans for 2026.

Find Eddie Velez and his services at https://yourcarerep.com/

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

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#87 Peruvian Catacombs and Final Expense Insurance

October 22, 2025UncategorizedOne-Interesting-Thing

Robert tours the historical sites in Lima, Peru and finds the human remains buried in the catacombs. The costs for people to be buried there were considerable, and they had to pay it without the benefit of modern burial insurance.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

The show is supported by Mercury Protect.

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#86 The Street Scam in Peru

October 12, 2025UncategorizedOne-Interesting-Thing

Robert is visiting Lima, Peru and becomes the target of a common street scam.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

The show is supported by Mercury Protect.

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#85 Vaccine Mandates and Buying Disability Insurance after an Injury

September 25, 2025UncategorizedOne-Interesting-Thing

Robert catches up with Da’Sha about a variety of topics including disability income insurance, vaccine mandates for school children, and what to do with his remains if he dies overseas.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

The show is supported by Mercury Protect.

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#84 Travel Insurance-Per Trip and Annual Coverage

September 11, 2025UncategorizedOne-Interesting-Thing

Robert is planning a trip to Peru and Panama. He is joined on the podcast by Jonna Hudson, a travel insurance professional, to get recommendations on how he can insure some of the key risks he may face on his trips.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

The show is supported by Mercury Protect.

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#83 You May Be Covered by a Non-Admitted Insurer and Not Know It

August 27, 2025UncategorizedOne-Interesting-Thing

Robert is joined by Cece Denno, excess and surplus lines insurance market expert. The two talk about the interesting things E&S can cover that admitted carriers do not, the brokers that have special licenses in order to offer these E&S policies, and how some households and businesses may have coverage from a non-admitted carrier and not even realize it.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Check out Cece’s other podcasts here:

Sincerely Yours: https://podcasts.apple.com/us/podcast/sincerely-yours/id1041866300

A Swim Down Memory Lane: https://podcasts.apple.com/us/podcast/a-swim-down-memory-lane-a-umass-farewell-to-bob/id1529542027

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#82 Free Gym Memberships for Seniors?

August 12, 2025UncategorizedOne-Interesting-Thing

Robert talks with Eddie Velez, an insurance professional specializing in Medicare products. He helps seniors find the best program for them, and sometimes, that includes gym memberships paid by the insurer. The next time you see a silver-haired stud pumping iron at L.A. Fitness, he may be taking advantage of his federal benefits.

Find Eddie Velez and his services at https://yourcarerep.com/

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

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#81 Renter’s Insurance for the Homeless

July 30, 2025UncategorizedOne-Interesting-Thing

Robert moves out of his apartment and stashes all of his personal property in storage units. As he hits the road to begin the homeless, nomad lifestyle he considers the implications to his insurance coverage.

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