Robert identifies a moral hazard in his girlfriend’s date night behavior. Are you the underwriter or the salesperson in your relationship?

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Email your comments about the show to Robert@bmfce.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!

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Robert was invited to join his girlfriend’s health insurance plan, but they aren’t married. Is this even possible? It turns out that in Arizona it’s easier to share your health insurance plan than it is to share your Netflix password.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!

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Robert and Da’Sha talk about pet insurance and the practicality of insuring a $1,500 dog against the possibility of a $20,000 cancer diagnosis.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!

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Robert is joined by Da’Sha to talk about the texts they each receive from unknown phone numbers. These might be attempts at a scam known as “pig butchering.” Awareness is the best protection, but there could also be a widely available insurance product to help victims.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

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Robert talks through a presidential campaign proposal to make in vitro fertilization (IVF) treatments free for people trying to conceive a child. There’s no such thing as a free lunch, so what are the implications to making the IVF treatments a mandated benefit on health insurance or a tax refundable expense to taxpayers?

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

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Robert and Da’Sha sign an extension to his apartment lease and two weeks later his landlord pretends like it never happened. Instead, the landlord wants to run background checks and collect application money. This is a violation of Arizona law and common sense and Robert takes it as a personal affront.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

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Robert is joined by Da’Sha and they share stories of workplace sexual harassment, both personal and some things they have witnessed others endure.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!

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Robert’s friend buys a truck before discovering the insurance for the vehicle would cost $480 a month.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!

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Robert is with his son, Jake, at a family vacation in Mansfield, Ohio. They chat about renting cars, lending their cars to family members and how the cars are insured in each case.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!

Podcast: Play in new window | Download

Robert shares an experience with movers in which he is certain they stole his softball bat. Rather than move again, he and Da’Sha are redecorating his place now that she is living with him. Should they buy the “protection” for their new living room furniture? A past experience with a broken ottoman suggests maybe not, but regardless, there will be no more horseplay allowed in the living room and definitely no Flamin’ Hot Cheetos allowed on the sofa.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!

Podcast: Play in new window | Download