#68 Separating Disaster Perils from Homeowners Insurance



Robert explores the idea of separating wildfire and other disaster perils from homeowners insurance policies. It already is common in Florida and coastal areas to separate wind from homeowners policies. Should we do the same for wildfire? How would property owners insure against wildfire risks if this became common?

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Email your comments about the show to Robert@bmfce.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!


#67 Jewelry Insurance



Robert and Da’Sha talk about their Christmas gifts. If giving or receiving jewelry, is insurance something to consider? Is expensive jewelry covered by a typical renters or homeowners insurance policy, and if not, what else can we do to protect it?

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Email your comments about the show to Robert@bmfce.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!


#66 Do People Think It’s Okay to Murder a CEO If Their Insurance Stinks?



Robert and Da’Sha talk about the public reactions to the murder of Brian Thompson. The frustration with health insurance is not surprising and understandable, but isn’t there a better path to improving the system?

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Email your comments about the show to Robert@bmfce.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!


#65 Major Medical or Critical Illness?



Robert is dissatisfied with the medical insurance options during this open enrollment season and explores alternatives including critical illness insurance.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Email your comments about the show to Robert@bmfce.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!


#64 Thanksgiving Football



Robert and Da’Sha talk about the risks of playing football with friends and family on Thanksgiving. They also meander through topics like whether acupuncturists are doctors, the problems with finding affordable plans on the healthcare insurance marketplace, and why you shouldn’t buy snacks outside the Eiffel Tower.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Email your comments about the show to Robert@bmfce.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!


#63 My Girlfriend’s Moral Hazard



Robert identifies a moral hazard in his girlfriend’s date night behavior. Are you the underwriter or the salesperson in your relationship?

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Email your comments about the show to Robert@bmfce.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!


#62 Adding a Domestic Partner to Your Insurance



Robert was invited to join his girlfriend’s health insurance plan, but they aren’t married. Is this even possible? It turns out that in Arizona it’s easier to share your health insurance plan than it is to share your Netflix password.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!


#61 Pets are Insured Like Property



Robert and Da’Sha talk about pet insurance and the practicality of insuring a $1,500 dog against the possibility of a $20,000 cancer diagnosis.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

The show is supported by Mercury Protect.

Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental vehicle assistance. Mercury has been protecting vehicles since 1974, with over $6.7 billion in assets, Mercury will be there when you need them. Click for a quote!


#60 Pig Butchering Scams



Robert is joined by Da’Sha to talk about the texts they each receive from unknown phone numbers. These might be attempts at a scam known as “pig butchering.” Awareness is the best protection, but there could also be a widely available insurance product to help victims.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.


#59 IVF Treatments Paid by Uncle Sam



Robert talks through a presidential campaign proposal to make in vitro fertilization (IVF) treatments free for people trying to conceive a child. There’s no such thing as a free lunch, so what are the implications to making the IVF treatments a mandated benefit on health insurance or a tax refundable expense to taxpayers?

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.